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430 "Pine Tree" Road , "center Cross", VA 22437

Sold: $425,000
Sold on: Jun 5th, 2026
$ Per Square Foot: $304
Sold: $425,000
Sold on: Jun 5th, 2026
$ Per Square Foot: $304
BEDS3 BATHS2 full SQUARE FEET1,400 MLS#2607347
STATUSClosed PROPERTY TYPEResidential - Single Family SUBDIVISION"South Hill Banks"


Property Description

"South Hill Banks is a waterfront community in Essex County featuring a wide community sand beach with pier and boat ramp on the Rappahannock. 430 Pine Tree Road offers wonderful views of the River from the deck, family room or around the fire pit. The home features 3 bedrooms and two full baths as well as a large family room opening to the kitchen. There have been numerous renovations and upgrades including a new moisture barrier and dehumidifier in the crawl space (6-25), new roof (2023), HVAC (2025), water heater (2023). The property includes a shed with water and power and a second storage building/garage. Conveniently located only 50 minutes from Richmond, 20 minutes from Tappahannock or Urbanna and 10 minutes from Garrett's Marina. The county taxes the home as a 2 bedroom home but, the Health Department has it permitted for 3 bedrooms. The Community Association has a voluntary $125/year fee to cover up keep of the roads, pavilion, boat ramp and insurance. Move in Ready for the Summer."

Property Features

Basement: "Crawl Space"
Cooling: "Central Air"
Days on Market: 73
Heating: "Electric, Heat Pump, Propane"
Lot Size: 0.26 Acres
Roof Type: Composition
Stories: 1.0
Taxes: $983
Year Built: 1968

Feature Descriptions

Appliances: "Washer/Dryer Stacked, Dishwasher, Electric Cooking, Electric Water Heater, Microwave, Refrigerator, Smooth Cooktop"
Body of Water: "Rappahannock Rivver"
Community Features: "Beach, Boat Facilities, Dock"
Door Features: "Insulated Doors"
Exterior: "Block, Drywall, Frame, Vinyl Siding"
Exterior: Deck, Storage, Shed
Fencimg: None
Floor Features: Carpet, Laminate, Wood
Interior: "Bedroom on Main Level, Ceiling Fan(s), Dining Area, Eat-in Kitchen, Laminate Counters, Bath in Primary Bedroom, Main Level Primary"
Laundry: "Washer Hookup, Dryer Hookup, Stacked"
Lot: Level
Lot Dimensions: "130' X 100'"
Parcel#: 54A-5-72
Parking: "No Garage, Off Street"
Parking Notes: "No Garage, Off Street"
Patio/Porch: "Side Porch, Deck"
Sewer: "Septic Tank"
Special View Info: Water
Topography: Level
Water: "Community/Coop, Shared Well"
Water Features: "River Front, Water Access, Walk to Water"
Window: "Thermal Windows"

Local Schools

High School: Essex
Middle School: Essex
Elementary School: Tappahannock

Listed By / Sold By

Listed By

Agency Name: "Hometown Realty"

Shown By

Agent Name: Erin Lowrey
Agent Phone: (804) 475-8286
Agency Title: Napier Realtors ERA

Sold By

Agency Name: "Long & Foster REALTORS1"
Agent Name: "Richard Heintze"

Listed By: "Hometown Realty"


Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 06/07/2026. The listing information on this page last changed on 06/07/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sun 06/07/2026 12:19:20 AM EST) or CAAR MLS (last updated Sat 06/06/2026 11:10:09 PM EST) or CVRMLS (last updated Sun 06/07/2026 12:18:41 AM EST) or Williamsburg MLS (last updated Sat 06/06/2026 10:54:39 PM EST) or NNAR MLS (last updated Sat 06/06/2026 10:26:55 PM EST) or Chesapeake Bay & Rivers (last updated Sat 06/06/2026 8:50:27 PM EST). Real estate listings held by brokerage firms other than Napier Realtors ERA may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.



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These real estate listings were derived from the Central Virginia Regional Multiple Listing Service, LLC, of which this brokerage is an independently owned Participant. The information contained in these listings is deemed reliable but is not guaranteed. All MLS listings are © 2026 Central Virginia Regional Multiple Listing Service,LLC. All rights reserved. No one may copy and/or repost these MLS listings, or any portion thereof, without the written permission of an authorized officer of the Central Virginia Regional Multiple Listing Service, LLC. These listings are refreshed within a minimum of every seven calendar days. Thus, listings may appear here for properties no longer on the market. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties for purchasing or leasing.



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